- Each package includes a budget binder featuring a reliable button lock, six clear wallet pockets with six holes, and a set of number stickers (1-100). Perfect for both men and women, it serves a variety of purposes such as business planning, budget management, daily journaling, and more. - This budget binder makes an exceptional gift for friends, family, colleagues, students, teachers, writers, artists, and designers during special occasions like birthdays, Christmas, Valentine's Day, Thanksgiving, and anniversaries. - Versatile applications include functioning as a binder planner, budget planner, refillable notebook, daily to-do list organizer, and budget diary, catering to your diverse planning needs. - Crafted from high-quality PVC material, this binder is safe, non-toxic, waterproof, tear-resistant, and durable. The sturdy metal 6-ring binder clips allow for easy filling and organization. - Compact and portable, it is the ideal size for slipping into your school bag or handbag, ensuring you can take your planning tools wherever you go. - Practical use scenarios include budgeting for personal expenses, organizing business finances, and planning daily tasks effectively, making it an essential tool for anyone looking to enhance their productivity.