Protect your electronic with a straightforward protection plan that starts on the date you it and is easy to use when you need it. Key benefits Immediate coverage start: Plan takes effect on the date of . Accidental damage protection for portable products: Drops, spills, and cracked screens from normal use are covered for portable devices. Power surge protection from day one: Coverage for power surge damage begins immediately. Mechanical and electrical malfunctions: Covered after the original manufacturer expires. Fast, simple claims: File online or by phone; most claims are approved within minutes. Flexible resolution: In most approved claims you will receive an egift card for the original . In some cases we will or the covered product. Eligibility and limits window: The plan must be purchased either at the same time as the product or within 30 days of the product . Preexisting conditions: Any damage or faults that existed before plan are not covered. Who this plan is for Owners of portable electronics such as laptops, tablets, and smartphones who want protection against accidental damage. People who want immediate protection against power surges for home and office electronics. Anyone who wants continued coverage for mechanical or electrical failures once the manufacturer ends. Practical scenarios You drop your smartphone and crack the screen. Submit a claim online and receive fast approval and reimbursement for the covered or a or replacement when applicable. A lightning storm causes a power surge that damages a television. File a claim and access power surge coverage that was active from day one. A laptop stops working shortly after the manufacturer expires. The plan covers malfunctions that occur after the original , enabling a claim for , replacement, or an egift reimbursement. How to file a claim File anytime online or by phone. Most claims are approved quickly. If approved, you will typically receive an egift card equivalent to the covered product , or you may receive a or replacement depending on the situation. Clear limitations The plan must be purchased with the product or within 30 days of the product . Preexisting conditions and issues present before plan are excluded from coverage. This protection plan provides straightforward, immediate coverage for accidental damage and power surges, and continued protection for malfunctions after the manufacturer , with an easy claims process designed to get you back to normal quickly.